Pawn Loans: A Quick and Easy Solution for Cash Needs

If you find yourself in need of quick cash, a pawn loan can be a convenient and hassle-free option. Value Pawn and Jewelry, as well as other reputable pawn shops, offer these types of loans that allow you to use your valuable items as collateral.

How Pawn Loans Work

The process is straightforward:

  1. Bring in Your Item: Simply bring any item of value, along with a valid government-issued ID, to your local pawn shop. The store’s experts will then appraise the item to determine the loan amount they can offer you .
  2. Get the Loan: Once the item is evaluated, the pawn shop will let you know how much they can lend you. You’ll then walk out with cash in hand, while the shop holds onto your item as collateral .
  3. Repay the Loan: When you’re ready, you can pay back the loan amount plus any applicable fees to retrieve your item. If you need more time, many pawn shops can offer extensions or renewals, as permitted by law .

The great thing about Value Pawn and Jewelry is that they don’t require a credit check, making them accessible to a wide range of borrowers . Plus, the process is quick and easy, allowing you to get the cash you need without the hassle.

Pawn Shop Shopping

In addition to offering pawn loans, pawn shops like Value Pawn and Jewelry are also great places to find unique and valuable items at significant savings. These stores carry a wide range of pre-owned, brand-name merchandise, including:

Watches and Jewelry

From everyday styles to special occasion pieces, pawn shops have an incredible selection of high-quality watches and jewelry at very affordable prices.


You can find a large variety of brand-name electronics, such as smartphones, smart TVs, gaming consoles, laptops, and more, all at discounted prices.


Some pawn shops, where permitted by law, offer a selection of firearms, including shotguns, rifles, and handguns, catering to both first-time buyers and avid collectors.

Power Tools

Whether you need tools for household chores or a big DIY project, pawn shops have a wide range of power tools to choose from. The thrill of the “treasure hunt” is part of the appeal of shopping at a pawn shop, as you never know what unique and valuable items you might find . Plus, many pawn shops offer payment options and product protection plans to give you peace of mind.

Selling Your Items

If you’re not interested in a pawn loan but still need to convert some of your valuables into cash, pawn shops also offer the option to sell your items. Their in-store experts can provide a fair appraisal and offer you the highest possible dollar amount, saving you the hassle of dealing with online classifieds or garage sales.

Manage Your Loans with EZ+

For added convenience, many pawn shops, including Value Pawn and Jewelry, offer the EZ+ app, a digital tool that allows you to manage your pawn loans right from your smartphone. With EZ+, you can extend your loan (where available) and make payments, all in the palm of your hand.

Earn Rewards with EZ Points

Another perk of shopping, selling, or pawning at pawn shops like Value Pawn and Jewelry is the opportunity to earn EZ Points. These points can be converted into store credit, helping you save even more on your purchases.


Pawn shops offer a reliable and accessible solution for those in need of quick cash, as well as a treasure trove of unique and valuable items at discounted prices. Whether you’re looking to pawn, shop, or sell, these establishments provide a convenient and hassle-free experience, with added features like the EZ+ app and EZ Points rewards program to enhance your experience.

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